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Home Equity Loan

Home Equity Loan


Use the equity in your home to consolidate debt, a home remodel or add on, higher education expense, or other large one-time expenses.

  • Up to 70% CLTV
  • Loan amounts up to $750,000
  • Terms from 60 to 240 months
  • Low, fixed rate

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Rates
Term Fixed APR1
60 months as low as View rates
120 months as low as View rates
180 months as low as View rates
240 months as low as View rates
1APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice. Estimated costs related to the process: Drive-by Appraisal ($225.00), Title Fees ($230.00-$450.00), Origination Fee ($60.00).
  • Property must be owner-occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
  • The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment (i.e. $25,000 borrowed would be 60 monthly payments of $463.24)
  • The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater
  • Late payment charge: 5% of payment amount
  • No application fee
  • No pre-payment penalty