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Refinance & Save 2%

Refinance & Save 2%

Looking to refinance?

Put the brakes on high-interest auto loan rates with DFCU's exclusive refinance offer! From now until April 30, if you're approved under our underwriting guidelines, we'll beat your current auto loan rate from other Banks or Credit Unions by 2%. Plus! For the first three (3) months, you won't have to make any payments. Don't miss out on this chance to save big with rates as low as 3.99% APR for 36 months — hit the road with more savings this spring with DFCU!

Explore your options:

Here's what you'll need to apply:

  • Driver's License or Identification Card (We accept ITIN and Matrícula Consular)
  • Payoff Information
  • 2 most recent paystubs
  • You don't need to be a member to apply, but you'll need to unlock our member perks for funding!
Apply Now
Interested in a Vehicle Loan?

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Or call us at 562.862.8141

*APR = Annual Percentage Rate. Standard DFCU underwriting guidelines apply. Receiving the 2% auto loan rate discount (2% discount) from your current provider is contingent on being approved for an auto loan overall. Loan approval is not guaranteed. The actual rate you qualify for will be based on credit history, loan terms, and other factors, and will also be based on your current auto loan rate from another institution. DFCU will need to verify loan documentation of current loan that verifies rate from another institution. Applicant must not have any past due payments on the auto loan in the past 24 months to qualify for this offer. DFCU will not be responsible for beating your current rate by 2% without proof of current rate. Loan must be from another institution, not valid for refinancing an existing DFCU loan. The 2% discount offer applies to autos 5 years old or younger, autos 6 years or older do not qualify. Rates are subject to change without notice. DFCU's floor rate for this promotion is 3.99% APR. **3 Months No Payment/loan deferral program only applies to new vehicles (model years 2023 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time.
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No pre-payment penalty
  • $50 Documentation Processing Fee