*APR = Annual Percentage Rate. Standard DFCU underwriting guidelines apply. Receiving the 2% auto loan rate discount (2% discount) from your current provider is contingent on being approved for an auto loan overall. Loan approval is not guaranteed. The actual rate you qualify for will be based on credit history, loan terms, and other factors, and will also be based on your current auto loan rate from another institution. DFCU will need to verify loan documentation of current loan that verifies rate from another institution. Applicant must not have any past due payments on the auto loan in the past 24 months to qualify for this offer. DFCU will not be responsible for beating your current rate by 2% without proof of current rate. Loan must be from another institution, not valid for refinancing an existing DFCU loan. The 2% discount offer applies to autos 5 years old or younger, autos 6 years or older do not qualify. Rates are subject to change without notice. DFCU's floor rate for this promotion is 3.99% APR.
**3 Months No Payment/loan deferral program only applies to new vehicles (model years 2023 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time.
- Late payment charge (more than 10 days late): 20% of the interest due that month
- No pre-payment penalty
- $50 Documentation Processing Fee