Now Open in Bell 🎉  Visit our newest branch inside Bell Palm Plaza.
Main Content Starts Here



bears cub account logo

CUB SAVINGS

for ages 0-10
Invest in their Future 1
Help your Cub start saving with a Berenstain Bears Cub account and set them on the path to #moneysmart habits.
Invest in their future
Get started with as little as
$5.00
cartoon coins
Interest-Earning1
 
bears marching
Earns 0.15% APY+
Avoid Fees
 
bears looking at picture
Enjoy no monthly maintenace fees.
Future Impact
 
beas painting
Research shows that many financial habits are set by age 7. Set them up for success.2
berenstain bears
Get a FREE Gift from the Berenstain Bears Family3
· · · · · · ·
At Account Opening! Includes Paw Bank, "The Bears Visit The Credit Union" by Mike Berenstain and More
Member Perks
money activity for kids

With a Berenstain Bears Cub Account Enjoy:

Frequently Asked Questions

How do I open this account? Visit our Branch: 8237 3rd Street, Downey CA 90241.
What documents are required to open this account? You will be required to present your Child's ID, Birth Certificate and Social Security Card in order to establish this account.
Is there a minimum balance required to open and maintain the account? $5.00. These funds are what maintain your account as "active".
Are there any restrictions on deposits or withdrawals? No, there are no limitations on deposits or withdrawals.

Disclosures

1
APY=Annual Percentage Yield. Accurate as of . Bears Cub and Money Smart Accounts earn dividends with a $5 balance or more. Dividends are compounded daily and paid monthly. To open an account, please visit our Downey Federal Credit Union branch. Youth accounts must be opened by a parent or legal guardian who will be a joint owner on the youth account. You will be required to present your child’s ID, Birth Certificate, and Social Security Card in order to establish this account. Earns dividends with a $5 balance or more. Dividends compounded daily and paid monthly.
2
A study by the University of Cambridge found that many financial behaviors are set by age 7. Please consult with a financial advisor regarding your specific situation. The statements provided are general guidelines.
3
For a limited time. While supplies last.