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Overdraft Line of Credit

Overdraft Line of Credit


  • Automatically covers your checking account in case of non-sufficient funds (NSF)
  • Covers checking account for emergency expenses
  • Credit line up to $2,000
  • Rate is APR*
  • Open-ended loan
Apply Now
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch
  • Pulls money from the line of credit and deposits to checking in increments of $100
  • Minimum payments of $55
  • 10-day grace period on payments
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Qualifying FICO/credit score is 600 and over
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty
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