|
Limited Change in Terms/Addendum of Electronic Services Disclosure FOREIGN TRANSACTIONS: Purchases, cash advances and credits made in foreign currencies will be billed to your Account in U.S. dollars. The conversion to U.S. dollars will be made in accordance with the VISA operating regulations for international transactions. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by VISA from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate VISA itself receives, or the government-mandated rates in effect for the applicable central processing date. The conversion rate may be different than the rate on the day of the transaction or date of the posting of the Account. When a credit to the Account does not fully offset a charge to the Account due to changes in the rate, you are responsible for the differences. |
 Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. |
 Your savings insured for an additional $250,000 by ASI, the nations largest private deposit insurer. |
 We do business in accordance with the Federal Fair Housing Law & the Equal Credit Opportunity Act. |